How To Buy Furniture For A New House

The cost of furnishing a house will depend on your taste and the size of the house. The Consumer Financial Protection Bureau has a sample packet you can use to roughly estimate costs for basic items. That can give you a rough guideline, and as you shop for specific items, you can add detail to that budget."}},{"@type": "Question","name": "When should you buy furniture for a new house?","acceptedAnswer": {"@type": "Answer","text": "There are advantages and disadvantages to buying furniture before moving into a new home. Moving into a home without furniture might make you feel rushed, while shopping beforehand gives you time to consider all of your options. However, waiting until you move in allows you to get exact measurements for how the furniture will fit into the room."}}]}]}] .cls-1{fill:#999}.cls-6{fill:#6d6e71} Skip to contentThe BalanceSearchSearchPlease fill out this field.SearchSearchPlease fill out this field.BudgetingBudgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps View All InvestingInvesting Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps View All MortgagesMortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates View All EconomicsEconomics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy View All BankingBanking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates View All Small BusinessSmall Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success View All Career PlanningCareer Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes View All MoreMore Credit Cards Insurance Taxes Credit Reports & Scores Loans Personal Stories About UsAbout Us The Balance Financial Review Board Diversity & Inclusion Pledge View All Follow Us Budgeting Budgeting Calculator Financial Planning Managing Your Debt Best Budgeting Apps Investing Find an Advisor Stocks Retirement Planning Cryptocurrency Best Online Stock Brokers Best Investment Apps Mortgages Homeowner Guide First-Time Homebuyers Home Financing Managing Your Loan Mortgage Refinancing Using Your Home Equity Today's Mortgage Rates Economics US Economy Economic Terms Unemployment Fiscal Policy Monetary Policy Banking Banking Basics Compound Interest Calculator Best Savings Account Interest Rates Best CD Rates Best Banks for Checking Accounts Best Personal Loans Best Auto Loan Rates Small Business Entrepreneurship Business Banking Business Financing Business Taxes Business Tools Becoming an Owner Operations & Success Career Planning Finding a Job Getting a Raise Work Benefits Top Jobs Cover Letters Resumes More Credit Cards Insurance Taxes Credit Reports & Scores Loans Financial Terms Dictionary About Us The Balance Financial Review Board Diversity & Inclusion Pledge BudgetingFinancial PlanningChecklist to Furnish Your Dream Home on a BudgetByWes MossUpdated on January 25, 2022Reviewed byMichael J Boyle Reviewed byMichael J BoyleMichael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics.learn about our financial review boardIn This ArticleView AllIn This ArticleStart With Your VisionPrioritize Needs First, Wants SecondPlan Your Home Decorating BudgetFill the Rooms StrategicallyFocus on Quality Over QuantityFrequently Asked Questions (FAQs) Photo: Rifka Hayati / Getty Images

There are advantages and disadvantages to buying furniture before moving into a new home. Moving into a home without furniture might make you feel rushed, while shopping beforehand gives you time to consider all of your options. However, waiting until you move in allows you to get exact measurements for how the furniture will fit into the room.

To get a better idea of how your furniture will fit before you move into your space, interior design apps are a great help. Apps such as Planner 5D can be easily downloaded to your iPhone (for free!). You can then size and scale furniture pieces along with the size of the room. This will help you get a feel for how things will look.

I recommend creating a simple Word or Google doc (or spreadsheet) and create categories based on all the rooms in your new home. List out all the furniture and accents that you already have for each room; followed by a list of what you need to purchase for each room.

I know this sounds a little crazy, but trust me on it! I have waited up to four months for furniture to be delivered! It happens with some retailers (typically custom or semi-custom furniture), unfortunately.

Lower end retailers tend to have a MUCH shorter lead (delivery) time because they manufacture furniture in bulk. However, I would bank on the average time for furniture delivery to be roughly 4-10 weeks.

I know it is VERY difficult to measure a house that is under construction but still do it to the best of your ability! You can even get the measurements directly from your floor plan construction drawings!

Also, do NOT forget to measure (or look at floor plan measurements of) doorways and hallways before purchasing large pieces of furniture! Make sure you have enough room to get the furniture you choose into your house and through your doors and halls!

If you are worried about whether or not a piece of furniture will fit in your new home, take your floor plan with you to the retailer and have the sales associate plug in the furniture dimensions into your floor plan. You can also use a space planning app to see how furniture will fit in your rooms!

This is a brilliant post, thank you for sharing these great tips. I think you are right with mentioning the furniture 4 months before moving to a new house. It is definitely a good idea to plan the furniture a little earlier. Please visit the link below:

You've saved up enough cash for down payment, and now you're ready to buy a new home. But have you thought about how much it'll cost to furnish your new place? A furniture budget should be paired with the budget you've created for the home purchase. After all, you don't want to wind up sleeping on the floor of your new home.

Before you buy a single piece of furniture, it's wise to figure out how much you can reasonably afford to spend on furnishing your new home. You can do this by checking your household budget or creating one if need be.

A household budget offers an overview of your income and expenses, and can help you figure out how much money you have available to set aside for home furnishings. You certainly want to avoid going into extreme debt to buy tables, beds, chairs, sofas and other items for your home.

Using cash savings to buy furniture will mean saving on interest charges that would result if you borrowed to pay for furniture. Depending on your timeline, you may be able to save up enough to furnish your entire home by the time you close the sale. Calculate your furniture costs and divide that by the number of months until your planned move-in date to figure out how much cash to send to your savings account every month.

As you're deciding whether to use a credit card to buy furniture, keep in mind that retail store credit cards often charge higher APRs than what you'd find with traditional credit cards. If you don't pay off your balance in full every month, you could wind up being saddled with more interest on the balance of a retail store credit card than with a traditional credit card.

Shopping during the right seasons is a great way to snag deals on furniture. Generally, furniture prices fall in late summer and late winter as stores prepare to stock new styles that arrive in the fall and spring. Here's a bargain-hunting rundown for specific types of furniture:

No matter the season, remember that some retailers offer year-round furniture bargains. They include Amazon, Bed Bath & Beyond, Birch Lane, Hayneedle, Home Depot, IKEA, Kohl's, Overstock, Target, Walmart, Wayfair and World Market.

When making a major furniture purchase, a little bit of haggling may save you big as well. You might be able to talk your way into a lower price. But if you and the seller can't agree on a price, you may walk away to find a better deal elsewhere or return later and find that the seller is more eager to make a deal.

When you're shopping for used furniture, be sure to closely examine any piece you want to purchase, look carefully at tags and labels, and buy only what you need. Also, you may want to shy away from buying used mattresses or used upholstered furniture, as bugs and dirt may be lurking where it can't be seen by the naked eye. 781b155fdc